Open Enrollment starts Nov 1

Don't let your 2027 health plan surprise you.

Prices are rising and some insurers are leaving certain areas. In one free 30-minute call, we compare your options side by side and help you enroll.

or call 786-292-0180

4.8 from 24 Google reviewsLicensed in 30 statesHablamos españolGuía en español

Andrew & Jasmine Harris, licensed health insurance brokers

What's changing for 2027

Higher prices

Insurers asked for a median increase of about 15% for 2027.

Insurers leaving some areas

If your insurer is leaving your area, we help you pick a new plan in time.

New subsidy limits

Help stops above 400% of the poverty level: $63,840 for one person.

Rated 4.8 stars by 24 clients on Google

    
 
 
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   Virginia M 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew was very helpful in helping me to see which program would best suit my needs.And after reviewing all the programs , I picked the best one for me. He was kind and not pushy.I like that in a person.
  
 
      Posted on Google  
   
   Miguel R 
 
 
 
 Trustindex verifies that the original source of the review is Google. Easy and simple. Thanks.
  
 
      Posted on Google  
   
   Flora S 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very professional, knowledgeable, kind, and listen to my medical needs. Customer service was very good, something is very rare these days.
  
 
      Posted on Google  
   
   Mark M 
 
 
 
 Trustindex verifies that the original source of the review is Google. I connected with Andrew when trying to find thw right healthcare coverage for my family.  I had a somewhat complicated experience with the state of Illinois as my qualifying event was in question.  Andrew was incredibly effective at helping me sort through things and he was instrumental in getting us a good outcome.  Andrew was calm, thoughtful patient, and really easy to work with.  I’d highly recommend him to anyone
  
 
      Posted on Google  
   
   The S 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jasmine was super attentive and thorough. She helped me make an educated decision by evaluating my priorities and giving me additional insight and providing pros and cons on each plan/provider. You can tell she is extremely knowledgeable and has a natural inclination to help others. I would recommend her and Simple Start with my eyes closed to any friend or family.
  
 
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   Keitha B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew has been so great at selecting  insurance packages for me based on my desire to stay with my favorite doctors and hospitals. I've worked with him for 2 years  and he has expertly guided me through the ACA marketplace. He is very responsive and patient.
  
 
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   Molly W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew is always honest, straightforward & very helpful!
  
 
      Posted on Google  
   
   Cindy H 
 
 
 
 Trustindex verifies that the original source of the review is Google. In the expensive and overwhelming world of insurance, Andrew Harris provides a terrific service - checking options, providing clear explanations and professionalism. I highly recommend his services.
  
 
      Posted on Google  
   
   Scott W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew was a huge help with navigating some snags with the marketplace. Quick, knowledgeable, and friendly. Highly recommended.

Read all reviews on Google ★ Leave us a review

Client stories

Hear it from our clients.

Real clients share what it was like to choose a plan with us.

Video testimonial from Simon, Florida — “I’d rather not make a mistake… use less time, much less hassle and have a confident solution.”
**Simon, Florida** · Family coverage while expecting a baby

Video testimonial from Derek, Florida — “You were able to get me the information that I need and explain things in a way that’s easy to understand.”
**Derek, Florida** · Self-employed business owner

How it works

Book a 30-minute plan checkUse the short form below or give us a call.

See your options side by sideYour price after savings, the deductible, and whether your doctors are in network.

Approve and enrollOn HealthCare.gov, you'll get a one-time code to approve us as your agent. That's a new federal step for 2027.

Free download

The 2027 Marketplace Ready Checklist

Key dates so you don't miss coverage
What to check if your insurer is leaving
The documents to have ready before you enroll

Free. No email or sign-up needed. Print it or save it to your phone.

¿Prefiere español? Guía 2027: ¿Qué cambia en tu seguro médico?

Request your free plan check

Takes about 1 minute
Plan prices are the same with or without us
Your doctors checked before you enroll
Hablamos español

First name

Phone

ZIP code

Household size

Preferred language

English Español

Prefer to talk? Call or text 786-292-0180

Questions people ask

How much does a broker cost?

Nothing. Plan prices are the same with or without us.

My insurer says my plan is ending. What now?

You'll need a new plan for 2027. Request a plan check and we'll compare your replacements.

Did my immigration status change my subsidy?

Possibly. Starting in 2027, subsidies are limited to citizens, green-card holders, Cuban/Haitian Entrants, and COFA migrants. We'll review your options either way.

Is the deadline really December 15?

For a January 1 start, yes. HealthCare.gov stays open until January 15 for a February 1 start. Some states with their own marketplace use different dates.

Download the free 2027 Marketplace Ready Checklist · Guía 2027 en español

In most states, enroll by December 15 for coverage on January 1.

Simple Start Insurance is a licensed health insurance agency. Not affiliated with HealthCare.gov or any government agency.

Sources: HealthCare.gov; Peterson-KFF Health System Tracker; CBS News.