2027 enrollment is open · Licensed in 30 states · Hablamos español

Health insurance, made simple.

A family-run agency in Miami. We compare plans from trusted insurers, explain them in plain words, and help you all year. Our help costs you nothing.

What brings you here today?

I'm on MedicareOr turning 65 soon I need my own planFor me or my family I have a businessBenefits for my team

★★★★★ 4.8 from 24 Google reviewsFree, no-pressure reviewCall (786) 730-9658

Family comparing health insurance plans on a laptop

Andrew & Jasmine HarrisLicensed agents and owners

We compare plans from insurers you already know

Plus more insurers, depending on your state. Humana Medicare plans are also available.

500+Clients helped

30States licensed

4.8★Google rating

$0Cost for our help

Who we help

Coverage for every stage of life.

Pick your path. Each one has a free 2027 checklist and a real person ready to help.

Medicare

Turning 65 or reviewing your plan for 2027? We check your doctors and medicines and explain your choices.

Explore Medicare

Individual & Family

Marketplace and private plans. We help you see if you qualify for savings and pick a plan that fits.

Check my 2027 plan

Small Business

Group health, dental and vision for teams of 1 to 100. Keep good people without breaking the budget.

See employer options

Also: Dental & Vision Life insurance All health plans

Andrew and Jasmine Harris, owners of Simple Start Insurance

Why Simple Start

A family agency, not a call center.

When you call, you talk to Andrew, Jasmine, or our small team. Same people, every year. We learn your family, your doctors, and your budget.

Meet our team

1 callMany insurers, side by side

Compare in one place

One conversation. Many choices.

Instead of calling insurer after insurer, you call us once. We line up plans side by side and show you the real costs: premium, deductible, and what you pay at the doctor.

Book a free review

¡Hola!Hablamos español

En tu idioma

Help in English or Spanish.

Insurance is hard enough in your first language. Our team explains every plan in English or Spanish, so your whole family understands.

Descarga la guía gratis

365Days a year, not just enrollment

After you enroll

We're here all year.

A bill looks wrong? A doctor is not covered? Your income changed? Call us. We help with problems after you enroll, and we check your plan again every year.

How it works

Three steps. About 30 minutes.

Book a time

Tell us about you

Book a call or fill out a short form. We ask about your doctors, medicines, and budget. No pressure.

Compare your options

We show you a few plans that fit, side by side, in plain words. You ask anything you want.

Enroll with confidence

You choose. We help you enroll and stay with you all year for questions and renewals.

Reviews

Families trust us. Here's why.

Real reviews from our Google profile.

    
 
 
       Posted on Google  
   
   Virginia M 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew was very helpful in helping me to see which program would best suit my needs.And after reviewing all the programs , I picked the best one for me. He was kind and not pushy.I like that in a person.
  
 
      Posted on Google  
   
   Miguel R 
 
 
 
 Trustindex verifies that the original source of the review is Google. Easy and simple. Thanks.
  
 
      Posted on Google  
   
   Flora S 
 
 
 
 Trustindex verifies that the original source of the review is Google. Very professional, knowledgeable, kind, and listen to my medical needs. Customer service was very good, something is very rare these days.
  
 
      Posted on Google  
   
   Mark M 
 
 
 
 Trustindex verifies that the original source of the review is Google. I connected with Andrew when trying to find thw right healthcare coverage for my family.  I had a somewhat complicated experience with the state of Illinois as my qualifying event was in question.  Andrew was incredibly effective at helping me sort through things and he was instrumental in getting us a good outcome.  Andrew was calm, thoughtful patient, and really easy to work with.  I’d highly recommend him to anyone
  
 
      Posted on Google  
   
   The S 
 
 
 
 Trustindex verifies that the original source of the review is Google. Jasmine was super attentive and thorough. She helped me make an educated decision by evaluating my priorities and giving me additional insight and providing pros and cons on each plan/provider. You can tell she is extremely knowledgeable and has a natural inclination to help others. I would recommend her and Simple Start with my eyes closed to any friend or family.
  
 
      Posted on Google  
   
   Keitha B 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew has been so great at selecting  insurance packages for me based on my desire to stay with my favorite doctors and hospitals. I've worked with him for 2 years  and he has expertly guided me through the ACA marketplace. He is very responsive and patient.
  
 
      Posted on Google  
   
   Molly W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew is always honest, straightforward & very helpful!
  
 
      Posted on Google  
   
   Cindy H 
 
 
 
 Trustindex verifies that the original source of the review is Google. In the expensive and overwhelming world of insurance, Andrew Harris provides a terrific service - checking options, providing clear explanations and professionalism. I highly recommend his services.
  
 
      Posted on Google  
   
   Scott W 
 
 
 
 Trustindex verifies that the original source of the review is Google. Andrew was a huge help with navigating some snags with the marketplace. Quick, knowledgeable, and friendly. Highly recommended.

Read all reviews on Google ★ Leave us a review

Free 2027 guides

Get ready before you choose.

Short, printable checklists. No sales pitch.

2027 Marketplace Ready ChecklistFor individuals and families buying their own plan.Get it free →

Guía 2027 en español¿Qué cambia en tu seguro médico? Explicado fácil.Get it free →

2027 Small Business Benefits Checklist cover

2027 Small Business Benefits ChecklistFor owners with 1 to 100 employees.Get it free →

Learn

Plain-English articles.

See all articles

Illinois woman comparing Get Covered Illinois health plans on her laptop

ACA & Marketplace

Illinois Open Enrollment 2027: Get Covered Illinois, Cigna and Molina Exits, and Your Deadlines

Woman reviewing her Medigap options around her birthday

Medicare

Illinois Medigap Birthday Rule 2027: Your 45-Day Window

Self-employed woman budgeting for 2027 health insurance costs

ACA & Marketplace

ACA Subsidies in 2027: The 400% Income Cliff, Why Premiums Are Rising, and How to Pay Less

Senior man smiling during a dental visit

Medicare

Dental, Vision, and Hearing Coverage for Seniors in 2027: What Medicare Covers and How to Fill the Gaps

FAQ

Questions, answered.

Still unsure? Call (786) 730-9658.

Does it cost anything to work with you?

No. Insurers pay us, so our help is free for you. Your plan price is the same as if you enrolled on your own.

Which insurers do you work with?

We work with many well-known insurers, including Aetna, Ambetter, Humana, Molina, Devoted, Wellpoint and Mutual of Omaha. Options depend on your state and county.

What states do you serve?

We are licensed in 30 states. Call us and we will tell you which plans are available where you live.

Can you help after I enroll?

Yes. We help with billing questions, doctor and medicine questions, and life changes all year. We also review your plan every year.

¿Hablan español?

Sí. Nuestro equipo te ayuda en español o en inglés, como prefieras.

Let's find your plan.

A free, no-pressure review with a licensed agent. About 30 minutes, in English or Spanish.

Book a free call Call (786) 730-9658

Simple Start Insurance is a licensed insurance agency, not affiliated with HealthCare.gov, Medicare, or any government agency. For Medicare: We do not offer every plan available in your area. Currently we represent 4 organizations which offer 57 products in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Call us Book a free call