Georgia runs its own Marketplace called Georgia Access. More than 1.3 million Georgians signed up for a 2026 plan (Atlanta Journal-Constitution), and about 900,000 were still enrolled in September 2026 (Georgia Access). For 2027, many of them will need to make a change.
Who is leaving, who is new
- UnitedHealthcare and Cigna are leaving Georgia Access at the end of 2026. Their members need to pick a new insurer (Here Atlanta; KFF).
- Antidote Health Plan of Georgia is new for 2027 (Here Atlanta).
- Eight insurers will offer plans in 2027, and the weighted average increase is about 20.7% before subsidies (Atlanta Journal-Constitution; Here Atlanta).
- Ambetter offers Enhanced Asthma and COPD Care plans in Georgia, with $0 preferred inhalers and $0 pulmonologist visits for eligible members (Ambetter Health).
Short on time? Book a free 30-minute plan check and we’ll do the comparing for you.
Automatic re-enrollment has a catch
Georgia Access will automatically re-enroll you into your current plan and send you a notice. But if your 2026 insurer isn’t offering plans in your area for 2027, you need to choose a new plan yourself (Georgia Access).
Georgia Access 2027 dates
- November 1, 2026: Open Enrollment begins
- December 15, 2026: last day for coverage starting January 1, 2027
- January 15, 2027: Open Enrollment ends
Dates are from Georgia Access.
You can enroll with a broker
Georgia is unusual among state-run Marketplaces because it lets you enroll through approved private websites and brokers (Georgia Access). That means a licensed broker can compare plans from several insurers with you in one sitting.
Georgia checklist
- Read your renewal notice. Is your insurer leaving?
- Check that your doctors are in the new plan’s network.
- Update your 2027 income. With prices up about 20%, your subsidy matters more than ever.
Quick answers
I have UnitedHealthcare through Georgia Access. What happens January 1?
Your 2026 plan ends December 31. Pick a new plan by December 15 so there’s no gap.
Is Georgia Access the same as HealthCare.gov?
No. Georgia moved to its own Marketplace starting with the 2025 plan year.
Want a second set of eyes on your 2027 plan?
Book a 30-minute plan check. We compare your options side by side, show the price after any savings, and check that your doctors are in network. Plan prices are the same with or without us.
Check My 2027 Options or call (786) 730-9658
Prefer to read first? Download the 2027 Marketplace Ready Checklist or la guía en español.
Related guides
- 2027 Open Enrollment: what you need to know
- 5 legal ways to lower your ACA premium
- ACA premiums in 2027 after the extra subsidies expired
- ACA subsidies 2027: the 400% income cliff
- Ambetter Health 2027: new plans and where it is growing
Sources
- Georgia Access: Renew or update coverage
- Atlanta Journal-Constitution: Georgia 2026 enrollment
- Georgia Access: What is Georgia Access
- Here Atlanta: Georgia 2027 premiums
- KFF: Insurer changes in the 2027 Marketplaces
- Atlanta Journal-Constitution: Georgia Access 2027 premiums
- Ambetter Health: 2027 Marketplace offerings
Simple Start Insurance is a licensed health insurance agency. We are not affiliated with HealthCare.gov, any state marketplace, or any government agency. Plan availability, prices, and dates vary by state and county. This article is general information, not tax or legal advice.
Want help comparing your options? See how we help with individual and family health insurance, or request a free 2027 plan check.
